Roughly 44% of Americans rack up at least $1,000 of holiday debt each year, unfortunately. Most of us love Christmas, but fail to prepare for it.

What if you didn't have any financial stress during the holidays and could afford gifts, activities, meals, and more without having to swipe your credit card or take out a loan?

The Debt Free Christmas Challenge Workbook Can Help You:

  • Start planning for expected and unexpected expenses in advance
  • Organize your Christmas gift lists
  • Track your savings (and find more REAL ways to save)
  • Narrow down your budget
  • Uncover joy in the holidays instead of debt

Your 15-page workbook comes with:

  • Holiday Savings Tracker Worksheet
  • Holiday Budget Sheet
  • Holiday Expense Tracker Sheet
  • Christmas Gift Brainstorm Worksheets
  • Frugal Holiday Season Bucket List
  • Holiday To-Do List
  • Event Calendars For November and December
  • Online Oder Trackers
  • Holiday Recipe Cards